I called and explained to them what it is that I was looking for.  They were very patient with all my questions and gave me multiple quotes over the phone.  Finally I went in the next day and was very surprised on how friendly they were when I first stepped in.  When I told them my name they immediately remembered who I was and sat me down. I once again explained to them exactly what I needed and was very specific on a low price.   It turned out that my premium was a lot less than what I was initially told over the phone.  These folks really help, and they make sure they find the right insurance coverage for you at an affordable cost.  I recommend them 100%.